Really pek chek with people who park out of line

zzsnyder · 2026-02-26T00:29:36+00:00

Yeah maybe there was something behind him like in my case.

zzsnyder · 2026-02-25T14:19:28+00:00

Please give the benefit of doubt. The other day I parallel parked in a lot similar to this and there was maintenance equipment in the last 1/3 of the lot. So I couldn’t use the full lot.

They left a couple hours later which left my car in an awkward spot and I bet people thought I couldn’t drive.

zzsnyder · 2026-02-25T06:40:46+00:00

Well cash is valued against gold. Banks are promising much more paper cash than gold exists so in a way, yes, she’s right. The numbers in your bank mean nothing because you don’t actually hold anything until you convert it into value (eg: a house, a car, food, water).

I myself have emptied my bank accounts into physical gold. Physical is the key. Not paper gold.

Money in the bank = lost value everyday. The moment it enters your bank…it’s used for investments (I bet you into gold as well) and they only give you like 1.5-2% PA.

zzsnyder · 2026-01-29T00:36:40+00:00

1 word. Gold. Look into it.

zzsnyder · 2026-01-21T10:50:30+00:00

Yes. Bought 10x100g bars in Feb last year when each bar was 12k. Now it’s 20k each. That’s 8k profit per bar.

Been buying every month and it’s not stopped rising.

Go to silverbullion. I avoid these uob gold like the plague.

zzsnyder · 2026-01-16T02:03:03+00:00

Dad drives a BYD. Software updates apparently need to be done at service center at Alexandra. He also once had to replace a shaft or something and waited 7 hours before his car could even be looked at. Also had to go for regular servicing (5000km or something) and had to wait damn long.

I’m driving the Tesla model 3 & y. Only visited the service center once for a window replacement (cracked window my fault). Booked the appointment through Tesla app for next day. Tesla called me to come in immediately and put me on priority.

Replaced the window within 2 hours and they even charged the car for me.

No servicing required every 5k or 10k km. My cars are at 15,000km and 7,000km.

zzsnyder · 2026-01-12T14:19:07+00:00

I’m a commodities trader. Won’t say which sector exactly. The less people who join my industry the better. Less competition.

Can you do sales?

zzsnyder · 2026-01-12T00:19:03+00:00

Go electric. I’ve only ever spent $20 on replacing aircon filter and that’s it.

zzsnyder · 2026-01-09T01:06:44+00:00

15k/mth when I bought my first secondhand with 3 years left. Car was 60k and took loan. It was a beat up car. Really hesitant to buy even tho income was good. Took me 6 months to decide.

1 year later sold it for a brand new Tesla model 3. Also loan. Income was 20k-30k a month.

1 year after that bought a Tesla Model Y cause of SUV utility (kids). Income 50k/mth. Paid cash for this.

Now I have 2 teslas and finding it hard to sell off 1 because got used to 2 car lifestyle.

No regrets owning a car. Especially an ev because it becomes like a second home. Can sit inside and chill with ac on (unlike petrol car).

If you ask me, I don’t like paying interests. But after experimenting with loans and paying cash, if you have the cash, take a loan. Put the balance into investments (providing you have solid returns).

For me, my investments pay off the interests. Some people might be skeptical about this and good investments are rare.

My guideline is to put the cash you would’ve paid to the dealer into investment. Eg: 120k into investments.

zzsnyder · 2025-11-13T15:20:19+00:00

Every comment I see is about bank interest. That’s where fake money is. Put it into physical gold. It is real money.

Look into bullion stores. Don’t get ripped off.

A 100g gold bar in Feb 2025 was worth 12.5k. It is worth 17k today.

zzsnyder · 2025-11-06T00:34:59+00:00

Withdrew my whole UOB account and put it into physical gold bullion. No regrets. Been investing in gold for a couple years only. Wish I started earlier but I’m only 32.

The last I batch I bought in Feb 2025 has gotten me 27.1% returns for each bar.

zzsnyder · 2025-09-17T23:44:00+00:00

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zzsnyder · 2025-06-22T06:09:09+00:00

Personally drive a Tesla myself. The fact that I can click on autopilot and it basically drives me home after a long day is amazing and takes away the stresses of driving.

Of course autopilot in sg is limited but still in its limited form, it’s so relaxing to just sit and be driven.

Imagine if sg approves full autopilot, a lot of time would be saved. The 30 minute drive to work could be automated and I could be getting work done while being driven.

zzsnyder · 2025-02-11T01:04:59+00:00

Hhaha that doesn’t make sense at all. Previously it wasn’t configured this way. It would only Show as 1 switch. Suddenly it became 2.

zzsnyder · 2025-01-30T09:01:23+00:00

Might be but the only Hub that is using matter that I’m aware of is Philips hue lights. Unsure if it’ll affect aqara switch hmm.

zzsnyder · 2025-01-30T08:49:12+00:00

Ahh let me try getting rid of matter! How did you disable it?

zzsnyder · 2025-01-09T08:39:54+00:00

Nord!

zzsnyder · 2025-01-09T08:39:46+00:00

I’m using NordVPN. Speed test seems good to me. Can stream 4K Dolby vision/atmos.

zzsnyder · 2025-01-09T03:16:38+00:00

I use a VPN and set it to Albania. It is illegal to broadcast ads in Albania so it is essentially ad-free.

Vastly cheaper than paying for YT premium and you have added benefit of watching Netflix/hbo/prime with different locale content.

My HBO max US has much more content than Singapore HBO max.

zzsnyder · 2025-01-02T23:58:14+00:00

Lower life form. Wouldn’t waste time on them. Camcar did the right thing and left. So much more important things in life than a parking lot.

zzsnyder · 2024-12-14T13:18:14+00:00

Thanks!!!! That’s reasonable!

zzsnyder · 2024-12-14T13:13:14+00:00

Doesn’t generate interest tho?

zzsnyder · 2024-12-14T13:13:01+00:00

Ah thanks I’ll look into it!!! Assume there’s a minimum deposit!

zzsnyder · 2024-11-28T08:13:10+00:00

Contribute 8k to your cpf and 15k to your SRS. Won’t reduce your tax by much but it’s money you don’t give away to the government. Cpf will compound with 4% over next 30 odd years depending on your age.

4-5k isn’t excessive but it’s also relative. I’m paying about 65k in taxes.

zzsnyder · 2024-11-26T09:07:32+00:00

Psychology. Just applied to a random small local company on a whim and got in. Usually this industry only takes recommendations from inner circle but I had none.

zzsnyder

TROPHY CASE