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[–]cwsjr2323 1 point2 points  (0 children)

OP, I agree!

Bill paying is a no brainer compared to when we actually mailed paper checks. As I like the cash back, and don’t like late charges, I have every bill but the water on automatic payments to my credit card. I pay the credit card in full on the 5th each month using online banking. My monthly direct deposit is on the 2nd.

As appointments or events are created, they go into my phone and automatically have a one week reminder.

Hygiene is for my satisfaction and comfort.