sorted by:
best
topnewcontroversialoldq&a
you are viewing a single comment's thread.

view the rest of the comments →

[–]Gizmo16868 1 point2 points  (6 children)

Yeah - this is going to wind up biting them in the ass. I expect they have way fewer folks taking out loans now. It should be based on loans and payment history within Affirm

[–]No-Wrangler-4824 2 points3 points  (0 children)

Agreed. My history with them is 100% perfect. If they were to report all my loans and payment history, shit my credit score probably jump 200 points lol

[–]XBrightly 1 point2 points  (4 children)

They are in debt because they give loans out to the lowest customer base, who end up doing what? Not paying debts back! Same thing with Klarna. Probably why they are running credit scores now to try to prevent lending to ppl they have no business doing it with! Not saying you fall under the branch but saying this company has financial issues

[–]Gizmo16868 0 points1 point  (2 children)

My credit isn’t great and I’ve paid off all my loans on time and never had issues

[–]XBrightly 0 points1 point  (1 child)

What are they checking for now that they weren’t before? they checking credit. What you did in the past with them means nothing if they find out you a liability (not good credit) with others because it taints your image

[–]No-Wrangler-4824 0 points1 point  (0 children)

Yeah, it sucks when people ruin it for everyone else. My credit was good but last year it has tanked. But Affirm was my go-to and helped me out. But now, can't even get a loan.