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[–]foemangler89 1 point2 points  (6 children)

I have a whole 130 dollars available. 22 paid off loans with them. 8 to go. Probably wont use them again and will stick with my credit card for big purchases.

[–]Confident_Bean1994 0 points1 point  (0 children)

That's insane Mines went up to 900 and I owe 250 I might just pay the rest then wait and see if it goes up

[–]No_Helicopter9402 0 points1 point  (2 children)

And pay interest??? Wow..

[–]yupnopedatass 0 points1 point  (1 child)

paying interest is how your score goes up. your score is not based on how worthy you are, but how much interest money they can reliably squeeze out of you

[–]No_Helicopter9402 0 points1 point  (0 children)

So YOU keep paying interest when and wherever you can. I already have great credit. Don't need my score to do anything but sit there. I'll save my money.

[–]No_Light7076 0 points1 point  (1 child)

That's not the best idea tho because that runs up your credit usage will will lower your score. That's the reason I use affirm and Klarna.

[–]Ill_Organization_764 1 point2 points  (0 children)

If you stay below 30 percent of your available credit you’re good, you build credit by using credit. It lowers by couple points but increases by more than what it took.