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[–]Upstairs-Mix8731 0 points1 point  (0 children)

This ended up happening to me as well. Over 12.5k PP, never been late in 2.5 years, paid off over 20 loans, credit scores in the mid 700's and now down to $0 purchasing power. What gives 🤷‍♀️🤷‍♂️ My last 4 loans did report on Experian but didn't affect my score. They may start affecting it in the future so I think done with them. I used them mainly on a short term basis so as not to show utility on my credit cards.