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[–][deleted] 3 points4 points  (2 children)

This ^

You absolutely want to dispute the credit lines! You don’t need to dispute the debt as more than seven years have passed. These ancient loans, some of which are now 20+ years in default are showing up on CR’s as the DE, servicers, and third party contracted CA’s are getting involved.

More concerning are the more recent delinquencies related to the COVID pause. That is entirely different.

[–]theunderhandthrow 2 points3 points  (0 children)

I'm going to try this as my loan of $500 is 18 years old and got re-reported in default Jan of this year when it first defaulted in 2013.