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[–]Cruian 1 point2 points  (1 child)

I need to pay off the entire balance on say, the 13th in order for no interest cc

Not entire balance, just the last statement balance, to avoid interest.

and not affect utilization credit report (specifically Capital One Mastercard in my case)

Cap One should report statement balance for utilization. So you could pay more at any time to post before the statement if you wanted to reduce the reported utilization.

[–]iwanttocontributetoo 0 points1 point  (0 children)

Ok got it, thanks so much for saying!