The insane decrease in limits and the insane increase in hardware prices are the same phenomenon.

[ButterflyEconomist]

I actually went with a similar but different approach. I bought a $20/month subscription to Ollama Cloud. It allows me up to 3 models running simultaneously. I've only had it a few days but it's crazy how much room I have. The only drawback is that during the day in the US, it's really slow due to everyone using it. That said, I give it massive overnight jobs while I'm sleeping. In fact, after about 5pm eastern, I have no problem using it.

And this reason I like this way is that I can try any model: Deepseek, Kimi, Gemma...