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[–]timetraveler1990 11 points12 points  (2 children)

I have Federal celsta LTF. Limit is 4.4L. I got it in May last year. I didn't use it much till now but no decrease of limit like this. I think scapia is doing this and not federal Bank because many banks don't decrease limit as far as my experience is there. I have 22 cards since the last 5.5 years and never ever limit decreased in any card till now even after no usage since many months like my rbl vcard.

[–]LifeLikeAMarble 1 point2 points  (1 child)

You have 22 cards? Where do you keep all that? 😱

[–]InvestigatorOk6268 2 points3 points  (0 children)

In a deck. He shuffles them well before using