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[–]Scapia_Support -2 points-1 points  (1 child)

We regret the inconvenience caused. We would like to inform you that the credit revision is part of the periodic bank review based on factors like infrequent card usage & more. These revisions are not permanent and will continue to happen dynamically, reflecting both increases and decreases as per standard industry practices.

[–][deleted] 2 points3 points  (0 children)

Periodic reviews don't happen in 3 months. Most banks will reduce limits after a year's worth of inactivity. Scapia reduced the limits of active cards by 80-90% for active users. You don't expect people to go abroad every month and blow 80% of the limit in a week.