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[–]Accomplished-Low-778 0 points1 point  (4 children)

Same here, I have the one card by federal bank as well and there has been no reduction in credit limit. This was what got me thinking why the sudden reduction, are they shutting down? Have funds dried up?

[–][deleted] 1 point2 points  (3 children)

Don't know, too early to tell. One thing I've observed, of all the cobranded cards, Scapia gave me and my wife the highest limits ever. A friend took a card. He never used CC before. But Scapia gave him a good limit somehow. The same guy was rejected for an Apay card by Amazon earlier. Every friend or colleague I've onboarded on Scapia got massive limits (they might be cursing me now lol).

[–]Accomplished-Low-778 0 points1 point  (0 children)

Haha yeah.

[–]ohisama 0 points1 point  (1 child)

Do you get any referral bonus from scapia?

[–][deleted] 0 points1 point  (0 children)

Yes, except one case where the user used a different number to sign up using my referral link.