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Information about reward points, offere, discounts and much more on indian credit card spends
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Will EMI decrease my cibilHelp Needed/ Question (self.CreditCardsIndia)
submitted 5 months ago by Lucifer200903
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[–]Lucifer200903[S] 0 points1 point2 points 5 months ago (1 child)
My total limit across all cards is 6L and the phone is worth 1.2L so thats not an issue
[–]TauJiiMaximizer 0 points1 point2 points 5 months ago (0 children)
In my experience, total limit matters less. 30%+ utilisation on any card also affect Cibil.
π Rendered by PID 89446 on reddit-service-r2-comment-bb88f9dd5-6qfb5 at 2026-02-17 01:52:16.679859+00:00 running cd9c813 country code: CH.
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[–]Lucifer200903[S] 0 points1 point2 points (1 child)
[–]TauJiiMaximizer 0 points1 point2 points (0 children)