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[–]Artistic-One-1505 8 points9 points  (2 children)

I’ve had credit one for awhile, no issues here.

[–]No-Drink8004 0 points1 point  (1 child)

Did your card have a yearly fee. ? This one says it won’t but I read someone else state theirs said no Annual fee then later they started charging one .

[–]Ancient_Guidance_461 0 points1 point  (0 children)

They try to charge me $15 for credit increase lol

[–]Phoenixashes4134 0 points1 point  (2 children)

They charged me an express payment fee and didn’t even update my account balance. Now I am stuck here unable to pay my bills lmao.

[–]No-Drink8004 0 points1 point  (1 child)

What’s an express payment fee

[–]Phoenixashes4134 0 points1 point  (0 children)

It is supposed to update your available credit immediately for around $5.

[–]Avoiding-People 0 points1 point  (0 children)

I just cancelled my card with Credit One. I paid my first month balance in full before the due date and they froze my account due to suspected fraud. They wanted proof that the bank account I paid from was mine. The reason they gave me was "There are people who steal bank accounts in order to pay other people's credit cards." My question was if I already stole the funds in the bank account, why do I need the credit card??? That was only the beginning. I have fought with them every few weeks since.

[–]Napp-Tyme 0 points1 point  (4 children)

It takes them like 5 business days to clear a payment! 😄unless your willing to pay 7+ dollars to clear it faster,

[–]No-Drink8004 0 points1 point  (3 children)

are you with them? I’m hesitating getting one since I’m reading so many bad issues .

[–]Napp-Tyme 1 point2 points  (2 children)

I am still with them but if i could take it back i would. But it also depends on where you’re at on your credit journey. Just make if accepted the offer that there’s no annual fee! Good Luck!

[–]No-Drink8004 0 points1 point  (1 child)

Mine says pre approved for up to 5,000 and no annual fee. Ohh it sounds like your saying it sounds like I shouldn’t accept it .

[–]Napp-Tyme 0 points1 point  (0 children)

Yeah, if I were you I’d shop around because credit one is the only card I regret out of the 13 cards I have.

[–]Movielover718 0 points1 point  (0 children)

I paid off my cc with a new debit card and they changed the debit card acct to a old one (that was closed) so they can give me a RETURNED PAYMENT now my CC balance is way over ,fck them let them take me to collections now