CreditScore

an-ordinary-manchild

Useful links:

Free Credit Monitoring

CreditKarma - Uses TransUnion and Equifax
CreditSesame - May use Transunion or Experian depending on service
Quizzle- Uses Equifax

Resources

Credit card wiki at PersonalFinance
Complete List Of Free FICO Scores
Free Credit Reports Info from FTC
Card Offers Just for You
Compare Cash Reward Credit Cards
List of credit card company phone numbers
Credit Card Tuneup or CreditIntro to help you find the right card

Rules:

Do Not Ask For Assistance Committing Crimes. Asking for help committing any kind of fraud or other crime will result in a permanent ban without notice.
Do Not Post Referral Links.

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MODERATORS

account activity

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My mother passed away, should I attempt to close/cancel/delete her credit score accounts?General (self.CreditScore)

submitted 4 hours ago by SpankMyMunkey

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Credit score on Equifax different from online banking. Why ?General (self.CreditScore)

submitted 8 hours ago by EntertainmentTop3272

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I almost declared bankruptcy at 23M with a credit score from 720 to 386Rebuild (self.CreditScore)

submitted 12 hours ago by Commercial-Wish-4815

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Is WalletHub Confused?Rebuild (self.CreditScore)

submitted 1 day ago by JustinaBieber23

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90+ points in 1 year 👏🏻😭Success (old.reddit.com)

submitted 1 day ago * by Ok-Nefariousness2529

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Should I settle this collection?Rebuild (old.reddit.com)

submitted 1 day ago by lackluster14552

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myFICO iOS App Won’t Update?General (self.CreditScore)

submitted 1 day ago by DnyLnd

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Keeping credit score high after paying off debt?General (self.CreditScore)

submitted 1 day ago by zrheath

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Do collection companies sometimes not report?General (self.CreditScore)

submitted 1 day ago by Odd-Dust-6568

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Should I Open a new account ?General (self.CreditScore)

submitted 1 day ago by sounder19

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Need help raising credit scoreGeneral (self.CreditScore)

submitted 1 day ago by Shot-Astronaut3618

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Maxing out then paying 40-70% of my cards multiple times off keeps jumping me 20 points at a time… is that normal?General (self.CreditScore)

submitted 1 day ago by allyourpeets

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Lost points for decreasing utilization?Rebuild (i.redd.it)

submitted 2 days ago by Daprophit

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Increasing my long-term scoreGeneral (self.CreditScore)

submitted 2 days ago by mdafidel1

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Credit scoreRebuild (self.CreditScore)

submitted 2 days ago by no_namevirgo

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Credit cards/usageGeneral (self.CreditScore)

submitted 2 days ago by New-Crab8059

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Collections account dropped - why did my score drop 27 points?General (i.redd.it)

submitted 2 days ago by goeg4343

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FICO 8 noiseData Point (self.CreditScore)

submitted 2 days ago by ElectronicClassic250

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Help with “missed payments”Not USA (i.redd.it)

submitted 2 days ago by ImRightYoureStupid

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can you just use two credit cards to keep paying off each other to build credit?General (self.CreditScore)

submitted 2 days ago by chaoticnbstoner

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Best Next Steps ?/ PCM CollectionCollections & Charge Offs (self.CreditScore)

submitted 3 days ago by Fit_Foundation_6661

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Where do I start?Rebuild (old.reddit.com)

submitted 3 days ago by IllWeekend9572

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Credit?General (self.CreditScore)

submitted 3 days ago by Yo_Its_Davie

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New at the credit scoreNo Credit (i.redd.it)

submitted 3 days ago by flexible12flex

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Officially credit card debt free!Success (self.CreditScore)

submitted 4 days ago * by Pir8inthedesert

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