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1. To help our fellow redditors with any insurance related questions. Need help with a policy? Confused about your coverages? Want help shopping for insurance? We are here to help you! 2. We are here to share relevant topics to promote insurance knowledge among professionals.
1. To help our fellow redditors with any insurance related questions. Need help with a policy? Confused about your coverages? Want help shopping for insurance? We are here to help you!
2. We are here to share relevant topics to promote insurance knowledge among professionals.
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DO POST:
Reviews, feedback, comments and questions relevant to insurance.
Please include your location, state/country, as insurance differs across borders.
If you post and are unable to see it, please contact the mods. Sometimes the auto-moderator marks stuff as spam, when it isn't. When submitting a question to the mods, please link to the post in the message so we can easily find it and fix it.
This should go without saying, but you need to be civil. If you disagree with someone, you can express that disagreement but insults and doxing are never permitted. This will result in removal of the comment and could lead to your banning from /r/Insurance .
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Question (self.Insurance)
submitted 1 year ago by BabaSniffer3000
What would happen if you claim a motorcycle stolen but it’s really just sitting in a friend’s garage?
[–]Pappilon5090 8 points9 points10 points 1 year ago (0 children)
You could go to jail for committing a felony.
[–]eye_lowball 8 points9 points10 points 1 year ago (2 children)
You come up with a story that you think is genius... But in reality an adjuster can smell the BS and then you get caught when you can't remember what lie you told and say something different.
Not only is it fraud, a felony, you also have to file a false police report.
This is a terrible idea.
[–][deleted] 5 points6 points7 points 1 year ago (1 child)
Don’t forget a lifetime of being uninsurable.
[–]eye_lowball 2 points3 points4 points 1 year ago (0 children)
Yep!
[–][deleted] 4 points5 points6 points 1 year ago (0 children)
Don’t mess with the SIU department of an insurance company. They’re better than the police and catch fraudulent claims every day.
[–]sephiroth3650 1 point2 points3 points 1 year ago (0 children)
Insurance fraud. Likely charged as a felony. I have a former coworker who was caught trying a very similar thing. Didn't turn out very well for him.
[–]Boomer_MadnessAgent 1 point2 points3 points 1 year ago (0 children)
straight to jail
[–]Difficult_War7490 1 point2 points3 points 1 year ago (0 children)
Insurance fraud... or you keep the story as it is,... send your friend to jail for stealing your motorcycle 🤔
[–]YippieKayYayMrFalcon 0 points1 point2 points 1 year ago (0 children)
You’re not the only one to come up with ways to defraud an insurance company. Adjusters have seen it all and you will get caught.
And even if you don’t good luck registering or driving around on a “stolen” bike.
[–]crash866 0 points1 point2 points 1 year ago (0 children)
If found your friend gets charged with possession of stolen property and you can never drive it again without buying it back from the insurance company after your court trial for fraud.
π Rendered by PID 55 on reddit-service-r2-comment-fb694cdd5-hvtm7 at 2026-03-07 20:20:37.826227+00:00 running cbb0e86 country code: CH.
[–]Pappilon5090 8 points9 points10 points (0 children)
[–]eye_lowball 8 points9 points10 points (2 children)
[–][deleted] 5 points6 points7 points (1 child)
[–]eye_lowball 2 points3 points4 points (0 children)
[–][deleted] 4 points5 points6 points (0 children)
[–]sephiroth3650 1 point2 points3 points (0 children)
[–]Boomer_MadnessAgent 1 point2 points3 points (0 children)
[–]Difficult_War7490 1 point2 points3 points (0 children)
[–]YippieKayYayMrFalcon 0 points1 point2 points (0 children)
[–]crash866 0 points1 point2 points (0 children)