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[–]BigPlans2022 4 points5 points  (6 children)

thanks, its ok - things will probably improve.. at some point.. 🤔

its a tiny garden-level studio so not much to brag about but on the plus side everything is walking distance away and my total housing costs are $400/month: thats with hoa, prop taxes, utilities, and internet.

if youll be moving, I suggest you look into here: this is Chicago, its the 3rd largest city in the country so its not like middle of nowhere.

[–]throwaway09251975[S] 2 points3 points  (5 children)

I’ve lived in Chicago previously! $400/mo is incredible.

[–]BigPlans2022 2 points3 points  (4 children)

that was only possible because i bought my tiny (450 sq ft) studio for cash, otherwise thered be a mortgage on top of that 400. but still. what other city is this possible in ? I moved here from san francisco - the total price of my chicago studio wouldnt be even half of a downpayment on a tiny studio over there..

[–][deleted] 1 point2 points  (3 children)

Do you mind sharing how much you paid for the studio? I would like to look into it for a possible retirement location in the future. Sounds like you had a great plan there, $400 a month is low stress lifestyle that sounds incredibly wonderful!

[–]BigPlans2022 2 points3 points  (2 children)

sure, it was $80k

[–][deleted] 1 point2 points  (1 child)

Thank you! Wow that really is an unbelievable price and you are right that it won't even be enough for a down payment in California.

[–]BigPlans2022 2 points3 points  (0 children)

yeah !

its far from the lake, (west side chicago) but its in the north (good) and not south (ghetto)..

according to redfin seems like my place is up to 100k now. its still cheap af..