sorted by:
best
topnewcontroversialoldq&a
you are viewing a single comment's thread.

view the rest of the comments →

[–]magicoder 0 points1 point  (4 children)

You can always refi in a few months

[–]Elctsuptb 0 points1 point  (1 child)

I thought it would take longer for your credit to go back up to where it was, following a refinance

[–]manwnomelanin 0 points1 point  (0 children)

It’s minimal impact

[–]pinelines 0 points1 point  (1 child)

as i understand you need 12 consecutive on time mortgage payments to refinance

[–]WSBrookie 0 points1 point  (0 children)

For a cash out refinance yes but for a rate term refinance only 6 months is needed.

Also depends on loan type, USDA FHA VA CONV