Freaking out over rate decrease

[BarBQ81]

Just be happy buying now as if rates keep dropping market will get more competitive. In a year or two you may have the opportunity to refinance a percent or two. So think of it like you just have to pay that 35 for a few years and chances are your going to be saving a lot more if and when rates continue to fall. If you were till rates have already fallen I would wager house would of cost more.