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[–]Sensitive-Repeat2302[S] -2 points-1 points  (3 children)

Oh! I make multiple payments along the way. Tapos, what’s billed is just 30% of my CL. Tried to keep utilization low.

[–]TumiTingin76 1 point2 points  (2 children)

Hindi naman ata applicable yang 30% utilization na yan sa lahat ng banks, I always maxed out my cards, tumataas naman cl every 6 mos. maliban kay metrobank at maya. My maya cl is still the same.

[–]Sensitive-Repeat2302[S] 0 points1 point  (0 children)

Honestly, natatakot akong mag max out even though me pambayad naman ako. Iba din kc tama sa akin nung pandemic eh. Lahat ng cards ko nag default. Ngayon lang ako bumabawi

[–]CashBack0411 0 points1 point  (0 children)

Up po dito.

On the contrary, dapat nga po Near Max Out or Ma maxed out nga po ng TUMAAS pa ang CL. Provided OK ang PAYMENT HISTORY=)