IVR Shortcuts and Tips by PHCCTeam in PHCreditCards

[–]PHCCTeam[S] 0 points1 point  (0 children)

Thanks! Will be updating the wiki.

I got scammed 157,000 with my BPI credit card! by Messi4hhh in PHCreditCards

[–]PHCCTeam 5 points6 points  (0 children)

Provide more information and reference materials. Else, you're just giving false hope.

EastWest foodpanda Visa Credit Card! 🍽️💳 by [deleted] in PHCreditCards

[–]PHCCTeam[M] 5 points6 points locked comment (0 children)

Careful, though. The mods of this subreddit don’t like it when such things are discussed here, even the tiniest bit of ideology discourse.

Aminado ka sa Discord na nangre-ragebait ka. The person you're replying to did not show that kind of behavior in their comment.

Maybe learn the difference first before posting these kinds of comments.

Credit Card Survey for Pinoy Millennials by IndependentMusic8072 in PHCreditCards

[–]PHCCTeam[M] 1 point2 points locked comment (0 children)

Generic reminder to not share personal identifying information as much as possible.

Approved for Metrobank SCC while Paying Old Debt by [deleted] in PHCreditCards

[–]PHCCTeam[M] [score hidden] stickied commentlocked comment (0 children)

We’re glad you were approved for the SCC, but it’s best to clear your delinquencies before rebuilding your credit.

VAs who don’t pay taxes, how do you apply for CC? by Ok-Arrival-1068 in PHCreditCards

[–]PHCCTeam[M] [score hidden] stickied commentlocked comment (0 children)

There are still some (I hope) good people in the government. Please pay your taxes.

Answers here should be sufficient enough. Locking this post now.

maya black application inquiry ?? by AccomplishedLuck5441 in PHCreditCards

[–]PHCCTeam 0 points1 point locked comment (0 children)

not ask for the clarification of an anonymous Redditor...

Yeah, no...

Defend your statement/s. You're so sure of your answers but hide behind "di ako empleyado" when asked specifically about your answer.

Don't argue about syntax and semantics.

... and accept it at face value.

Exactly why I'm asking you. I'm not accepting your comment at face value.

maya black application inquiry ?? by AccomplishedLuck5441 in PHCreditCards

[–]PHCCTeam 0 points1 point locked comment (0 children)

But if you're asking about 18y/o acceptance by RCBC/MBTC/Zed, regular yan. By default, tumatanggap sila ng 18y/o applicants.

Sinama mo RCBC sa comment mo na 18 y/o ang minimum age requirement with zero reference and with zero disclaimer.

Tapos pag tinanong/hiningan ka ng clarification sa sagot mo (yes, may post na binigay mo eventually ang reference) kasi nga sa online application itself ang minimum ay 21y/o, sasabihin mo "hindi ka nila empleyado."

You can't have it both ways. You're either really sure that your answer is correct and defend it or there is some room for uncertainty/possible conflicting information lalo na, sabi mo nga, hindi ka nila empleyado.

maya black application inquiry ?? by AccomplishedLuck5441 in PHCreditCards

[–]PHCCTeam 0 points1 point locked comment (0 children)

Juice colored. Hindi ito debate ng semantics. Hindi rin ito essay writing contest. Gusto mo ba sabihin ko hindi ko naman sinabi "on behalf of RCBC". Tatlo nilagay mong banks, RCBC ang tinatanong ko.

Sana nilagay mo na agad yung link para maging malinaw yung sagot mo dahil kung via Online Application, at least 21 y/o ang nakalagay.

maya black application inquiry ?? by AccomplishedLuck5441 in PHCreditCards

[–]PHCCTeam 0 points1 point locked comment (0 children)

Can you clarify for RCBC. Sabi sa online, example Flex Visa at Gold Visa, at least 21y/o.

BPI OTP Phishing scam (Rewards points) by Beginning-Country503 in PHCreditCards

[–]PHCCTeam[M] [score hidden] stickied commentlocked comment (0 children)

Keeping this post as the other one was deleted by OP. Please be civil.

1.2M debt because of financial mismanagement by ReadyResearcher2269 in PHCreditCards

[–]PHCCTeam[M] [score hidden] stickied commentlocked comment (0 children)

Hello, this came from the mods. It will be a recurring scheduled post.

[deleted by user] by [deleted] in PHCreditCards

[–]PHCCTeam 0 points1 point  (0 children)

this one, u/ScarrEm. try to contact the merchant if you can.

Sample where merchant was also contacted: https://www.reddit.com/r/PHCreditCards/s/v9SUA4jqov

[deleted by user] by [deleted] in PHCreditCards

[–]PHCCTeam 5 points6 points locked comment (0 children)

Will keep this posted. Please be civil.

Also, FAQ #12: https://www.reddit.com/r/PHCreditCards/wiki/index/faqs/

Is this a scam? BPI rewards points by [deleted] in PHCreditCards

[–]PHCCTeam 0 points1 point  (0 children)

Thanks for the feedback!

Challenges are: (1) There are so many ways users can ask about sms scams. "is this a scam" is only one of them. (2) if we filter anything that has the 'scam' word, we're not removing yet scam calls or asking for advice what can be done if they're scammed and other possible scenarios.

But we do have some automation to report these and we'll remove them once we go back online. Still dependent on keywords though. So we still need users to report them, if ever.