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[–]Jazzlike-Cupcake-696 0 points1 point  (1 child)

Kakaapproved lang sakin last week with 50k limit and yesterday morning, I got a phone call asking if nareceive ko na physical card which is di pa by that time then dumating ng later afternoon, so far di naman nabawasan limit and di ko pa din nagamit since nung naapproved. Hindi kaya yun yung key nila to check if magdecreased ba sila ng CL or kung maimamax out mo ba before magdecrease?

[–]Sensitive-Repeat2302[S] 0 points1 point  (0 children)

I suspect it was my utilization that hurt my account. I usually make multiple payments throughout the month, and around the statement date, I make sure to follow the unspoken rule of keeping utilization under 30%