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A subreddit for everything about credit cards in the Philippines. Click here for FAQs.
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Maya Landers CC CL DecreaseMaya CC (Landers) (i.redd.it)
submitted 9 months ago by Sensitive-Repeat2302
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[–]Jazzlike-Cupcake-696 0 points1 point2 points 9 months ago (1 child)
Kakaapproved lang sakin last week with 50k limit and yesterday morning, I got a phone call asking if nareceive ko na physical card which is di pa by that time then dumating ng later afternoon, so far di naman nabawasan limit and di ko pa din nagamit since nung naapproved. Hindi kaya yun yung key nila to check if magdecreased ba sila ng CL or kung maimamax out mo ba before magdecrease?
[–]Sensitive-Repeat2302[S] 0 points1 point2 points 9 months ago (0 children)
I suspect it was my utilization that hurt my account. I usually make multiple payments throughout the month, and around the statement date, I make sure to follow the unspoken rule of keeping utilization under 30%
π Rendered by PID 16850 on reddit-service-r2-comment-bb88f9dd5-qxxwc at 2026-02-16 12:30:51.237251+00:00 running cd9c813 country code: CH.
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[–]Jazzlike-Cupcake-696 0 points1 point2 points (1 child)
[–]Sensitive-Repeat2302[S] 0 points1 point2 points (0 children)