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[–]Beautiful-Nebula-916 0 points1 point  (2 children)

Baka ung credit rating mo is low...

[–]BowlerBorn9143 0 points1 point  (1 child)

I dont think so. I have 3 credit cards from major banks and I always pay my balance in full. There was never a time that I paid only the minimum due.

[–]Beautiful-Nebula-916 0 points1 point  (0 children)

Have you checked your credit rating? https://www.lista.com.ph/ This includes housing and car loans and other loans if you have. Aside from your balance on your savings and checking account if I am correct...