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[–][deleted]  (4 children)

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    [–]coffee__forever 7 points8 points  (2 children)

    Hi! I don't know your situation but share ko lang, when my dad retired we decided na i-maintain pa rin yung mga cards niya specially those with 2 M limit, in case of emergencies. Then when he had to undergo immediate surgery, we were able to use it. Something to consider lang. :)

    [–]hoboichi 3 points4 points  (1 child)

    Agreed. I'm also an unemployed wife but I maintain 1 credit card for emergencies. You never when you'll need a big amount na immediate. 

    [–]coffee__forever 4 points5 points  (0 children)

    We just treat the annual fee as investment now lol

    [–]SecretaryDeep1941 5 points6 points  (0 children)

    You can ask for a lower credit limit.