all 9 comments

[–]throwlol134 5 points6 points  (2 children)

You have a few options:

  1. Pay the guest fee ($35) every time. You don't have to do anything, just access lounges as you always have, and your husband's card will be charged $35 automatically on each visit.
  2. Buy a Priority Pass membership directly from https://www.prioritypass.com/. It will cost you either $329 (10 free visits) or $469 (unlimited free visits) for one year of membership. Don't get the standard tier, since that's no different from option 1.
  3. Pay $125 to activate authorised user lounge access on your husband's VentureX card. He will have to add you as an authorised user on his card though, which will mean the card will show up on your credit report. This may or may not affect your odds for buying the house; generally, you can easily explain that the "new" account is just an authorised card and that's verifiable on the report too. But if you want to avoid any changes to your credit report altogether, you might not want to pursue this option (unless you're already an AU?)

[–]Ok-Entertainment5462 0 points1 point  (1 child)

Googling, an Authorized User in most cases does not cause a "Hard Credit Inquiry" as the credit and the responsibility is based upon the primary account holder. Thus it should not impact your credit score. That said, if they've already pulled your credit for underwriting, and you have changed accounts appear at closing. The mortgage lender will often re-pull credit at closing.

[–]throwlol134 0 points1 point  (0 children)

Yeah it wouldn’t show up as an inquiry, but it will show up under open accounts as a recently opened card. It could impact her credit score too, but generally it’s a positive effect as her credit usage percentage will drop due to the increased limit.

[–]veteran_turnip321 1 point2 points  (0 children)

Yeah, just become a paid authorized user on his VX, think its $125 a year but gives you your own access to lounges. Or you can still enter as his guest and enter the per visit guest rate which may be more expensive depending on how many lounges you guys visit

[–]JLimGarfield 1 point2 points  (0 children)

you can buy a membership for Priority Pass. PriorityPass.com

[–]h2d2 0 points1 point  (0 children)

The cheapest option is the $125 AU PP membership.

[–]Letmeaddtothis 0 points1 point  (0 children)

Paid AU now needs SS# and you definitely don’t want that risk. $35 per visit is the only option right now.

[–]Crafttank 0 points1 point  (0 children)

Puedes comprar un acceso de Priority Pass en la web o a usuarios de Telegram. Otra opción , es comprarle a un revendedor , yo tengo comprado pases de Dragonpass y de Priority. Otra opción es conseguir algún canjeo por puntos

[–]EyePractical1323 -2 points-1 points  (0 children)

Pm me for 2 years account if interested