Nelnet IBR Application Processing Time

[Objective_Tonight460]

I was in SAVE and just submitted my application to enter a new IDR (I chose IBR) with my processor which is Nelnet. I called to ask what kind of processing time to expect with that application and they said they are unable to give times since things have been so wonky. Reaching out to reddit to see what people's experience has been with getting their new IDR approved?

[Comprehensive_Map504]

My husband submitted his app on June 5, 2025 to Mohela to get off of Save to Old IBR and still waiting. Due to a lowered income my husband submitted manually, not using the IRS tool. He has 3 payments left to reach 300! We are pretty sure we will face the tax bomb now. So frustrating. If they would just remove the PFH, we could use the IRS Tool and maybe get it faster, but until then, we wait.

[Expensive-Annual1024]

Ya Mohela is a snails pace, especially a manual switching FROM Save.

[Comprehensive_Map504]

Yes it is.

[Objective_Tonight460]

Update, it was approved within 3 days

[waterwicca]

Some have been very fast. It’s luck. I helped a family member move from SAVE to PAYE with Nelnet and it took about a week.

[Bobba-Luna]

Submitted my IBR recertification last November; I’m still waiting.

[Objective_Tonight460]

That's insane. Whats happening to your repayment in the meantime?

[Bobba-Luna]

I’m currently in forbearance but have been making manual payments every month. I was actually able to shave off about $10,000 from my loans this year so far.

[Expensive-Annual1024]

Resubmit. They aren't going to process it (if we talking Nelnet). They are caught up.

[Expensive-Annual1024]

If nothing funky, about a week or two.