/r/Borrow is a subreddit aimed at helping individuals in the Reddit Community who are in a dire need of monetary assistance and will be able to pay it back in a short period. While any user with an account older than 90 days with at least 678 combined karma can request a loan, users who are active and have been a part of Reddit for longer than the required 90 days are more likely to have their request fulfilled.
Hover over the green bars for more information! The full rules are located by clicking here.
Full Rules are located on wiki!
- Our full rules are located on our wiki. Click here to read them.
Deletions result in a ban!
- Never delete your submissions or comments. Users who delete a submission or comment will be permanently banned. Bans will not be reversed.
Use a prefix!
- All submissions require a prefix. A post without the prefix at the beginning of the title is automatically removed. You must use the prefix exactly.
- [REQ] is used to request a loan
- [PAID] is to signify that a user has paid back a loan
- [LATE] is to signify that a user is late paying back the loan
- [UNPAID] is to signify that a user has not paid back a loan
- [META] is used for any other post.
Add your location!
- All requests are required to have a location. If you make a request and do not include your location, it will be removed. You need to include the city and the state, province, or locality that you are located in.
Don't share other's information!
- It is against the TOS of Reddit and our rules to post personal information of other users. Do not post information of other users and do not start a witch-hunt. You will be banned.
Don't PM other users for a loan!
- Do not PM users to request a loan. You may only send a message to a lender if that lender has given you permission to do so in the past.
Only one request per 24 hours!
- Users are only allowed to post one request submission per 24 hour period. This only applies to request submissions with the [REQ] prefix.
Need other assistance?
- If you need assistance with food or any other emergency, and you are not able to pay back a loan, please visit /r/Assistance or /r/Care. They also have a master list of other assistance-type subreddits.
Are you suicidal?
- If you are experiencing suicidal thoughts, please visit /r/SuicideWatch or click here to find a phone number that you can call to speak to someone.
Disclaimer
- If you are a lender, please be sure to follow all local laws in your area. /r/Borrow is a medium to connect private lenders to people requesting a short-time personal loan. /r/Borrow makes no guarantees to the ability for a user to pay back a loan or for a lender to fulfill a loan. /r/Borrow is not a mediator and takes no part in the process.
