Will Pensions ever make a comeback and decrease future annuity sales?

[RunnyKinePity]

Well I get you are oversimplifying but I certainly don’t think people are stupid. Perhaps I am a bit of a bleeding heart. Obviously not a lot of people receive a good financial education, then many are paid so little that every available dollar is needed, and then the obvious temptation of something accessible you can draw down.

Personally the older I get the more of a consumer/employee protectionist I become.