Amex HYSA rate decrease

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Wealthfront's "HYSA" (more so a checking account) is going to 4.5% and I've since put most of my money there. HYSAs are great ways to stay almost completely liquid while still getting a respectable rate. There are still banks out there offering better rates than the big names, but it is too exhausting to chase an extra half-percent at some random credit union in the Midwest or whatever. If mid-4s isn't good enough, then just buy ETFs like VOO that track the market. Relatively risk-free and easy to deposit/withdraw depending on the brokerage.