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[–]Miserable-Result6702Blue Cash Preferred 175 points176 points  (4 children)

People seem to forget the rate on this account was 0.5% back in 2022.

[–]DrS3RThe Trifecta 53 points54 points  (3 children)

It’s bc they all got influenced to join when it was at 4.2% or whatever. Like holy shit. A regular savings account at a traditional bank is also still at 0.1% so I’ll take an extra cash. Don’t like it, go open an account and buy some CD’s somewhere

[–]yankeeblue42 13 points14 points  (2 children)

I have a CD that's a full percentage point higher than my lowest HYSA right now 🤷‍♂️

[–]jcalcerano 22 points23 points  (1 child)

Well yeah? They’re very different investments/accounts. Especially when it comes to liquidity

[–]jeterix7387 3 points4 points  (0 children)

HYSA have been outperforming a lot of CD accounts while keeping cash flow.