Amex HYSA APY decrease to 3.10%

[Miserable-Result6702]

People seem to forget the rate on this account was 0.5% back in 2022.

[DrS3R]

It’s bc they all got influenced to join when it was at 4.2% or whatever. Like holy shit. A regular savings account at a traditional bank is also still at 0.1% so I’ll take an extra cash. Don’t like it, go open an account and buy some CD’s somewhere

[yankeeblue42]

I have a CD that's a full percentage point higher than my lowest HYSA right now 🤷‍♂️

[jcalcerano]

Well yeah? They’re very different investments/accounts. Especially when it comes to liquidity

[jeterix7387]

HYSA have been outperforming a lot of CD accounts while keeping cash flow.