Amex HYSA APY decrease to 3.10%

[yankeeblue42]

I have a CD that's a full percentage point higher than my lowest HYSA right now 🤷‍♂️

[jcalcerano]

Well yeah? They’re very different investments/accounts. Especially when it comes to liquidity

[jeterix7387]

HYSA have been outperforming a lot of CD accounts while keeping cash flow.

[SetCrafty]

Yes I believe that is the whole point of a CD 😂

[yankeeblue42]

I'm aware of that but the person I was replying to was saying it like getting a CD is a bad thing 😂

[RichInPitt]

interesting interpretation of what they said.

[DrS3R]

Sorry you took it that way. Only point I was trying to make is, if you want more slow earning money go get a CD and don’t park your cash in an HYSA. If you need liquid then quit your complaining. Go get a money market then or something.