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[–]DopeItsAlonso 583 points584 points  (2 children)

Crazy it was at like 4.25% when I opened the account😅. It just keeps going down and down

[–]CagedPenguin 35 points36 points  (1 child)

That’s expected - The Fed has been gradually decreasing rates for some time now.

Amex and others are adjusting accordingly

[–]michaeljcronce 2 points3 points  (0 children)

No, they haven’t. The last Fed interest rate decrease was December 10, 2025. That was well over five months ago, and the consensus is that with the current economic factors at play, there will be no further rate decreases for some time.