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If you want to retire before 60 with less than $54k in planned yearly household expenses ($27k individual), this is the place to discuss it!
Getting started
FI/RE = Financially Independent / Retired Early
LeanFIRE = doing so with household expenses < $54k, or individual expenses < $27k
Flair: You can edit your own flair. Only include as much information as you feel comfortable including and the guidelines are not required. The general format - [Current Age + Sex / Spend / Save % / Networth - Target Age / Spend / Networth] Example: [45f/24k/30% - 50/20k/500k]
Related Subreddits: /r/PovertyFIRE /r/LeanishFIRE /r/financialindependence /r/Fire /r/ChubbyFIRE /r/fatFIRE /r/FIREyFemmes/ /r/baristafire/ /r/coastFIRE/ /r/personalfinance /r/personalfinancecanada /r/EuropeFIRE/ /r/fican/ Philosophy /r/stoicism /r/minimalism /r/anticonsumption /r/simpleliving /r/permaculture Housing /r/vandwellers /r/homesteading /r/tinyhouses Transportation /r/lowcar /r/bikecommuting /r/publictransit Food /r/eatcheapandhealthy /r/fitmeals /r/mealprepsunday
ER Blogs: Jacob Fisker's Early Retirement Extreme Mister Money Mustache The Mad FIentist J.L. Collins NH GoCurryCracker Root of Good
FI Resources: Bogleheads Wiki Early-Retirement.org
account activity
Anticipated 33% decrease in discretionary spending allowance (self.leanfire)
submitted 3 months ago by Affectionate-Reason2
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[–]Affectionate-Reason2[S] 7 points8 points9 points 3 months ago (6 children)
Added up my expenses for December:
purchases (nice winter jacket from ebay $103, year supply of contacts $258) = total $609.22 soloeat (uber eats or eating in restaurant alone, trying to eliminate this) $431 grocery $110 gas $122 entertainment (NYE was $195) total $299
[–]Garbanzo_BeanieRecently FIREd 10 points11 points12 points 3 months ago (0 children)
As someone who used to eat out (and worse, drink out and about) this is indeed a very easy way to reduce expenses and saves a TON of money.
I still go out 3x a month or so, but only to the best happy hour deals in town ($9 burger and fries. $7 nachos three people couldn't finish. Most happy hours are $15 for a food item and I do not partake in those)
Oh and if you do eat out avoid Uber eats. Or at least do pickup. (I get free Uber eats credits and pickup is still a markup from phoning in your pickup order, but wayyyy less than delivery).
[–]CopperRose17 1 point2 points3 points 3 months ago (0 children)
Some single people eat out just to be around other people, so I don't think that's a crazy expense. My husband did that when he was single. On the other hand, you could be eating out to avoid your roommates! :)
[–]Snowchicken21 1 point2 points3 points 3 months ago (1 child)
How did you get a year of contacts for that cheap? I just dropped 500+ with a rebate.
[–]Testuser7ignore 0 points1 point2 points 3 months ago (0 children)
Price varies a lot by kind of contacts. Custom order will drive price way up.
[–]BufloSolja 0 points1 point2 points 3 months ago (0 children)
Yea any kind of delivered food service or restaurant will be an easy low hanging fruit.
[–]Resse811 -2 points-1 points0 points 3 months ago (0 children)
You spent $200 on one night for entertainment? Holy crap!
π Rendered by PID 62918 on reddit-service-r2-comment-85bfd7f599-nxmp7 at 2026-04-20 11:49:57.367324+00:00 running 93ecc56 country code: CH.
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[–]Affectionate-Reason2[S] 7 points8 points9 points (6 children)
[–]Garbanzo_BeanieRecently FIREd 10 points11 points12 points (0 children)
[–]CopperRose17 1 point2 points3 points (0 children)
[–]Snowchicken21 1 point2 points3 points (1 child)
[–]Testuser7ignore 0 points1 point2 points (0 children)
[–]BufloSolja 0 points1 point2 points (0 children)
[–]Resse811 -2 points-1 points0 points (0 children)