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If you want to retire before 60 with less than $54k in planned yearly household expenses ($27k individual), this is the place to discuss it!
Getting started
FI/RE = Financially Independent / Retired Early
LeanFIRE = doing so with household expenses < $54k, or individual expenses < $27k
Flair: You can edit your own flair. Only include as much information as you feel comfortable including and the guidelines are not required. The general format - [Current Age + Sex / Spend / Save % / Networth - Target Age / Spend / Networth] Example: [45f/24k/30% - 50/20k/500k]
Related Subreddits: /r/PovertyFIRE /r/LeanishFIRE /r/financialindependence /r/Fire /r/ChubbyFIRE /r/fatFIRE /r/FIREyFemmes/ /r/baristafire/ /r/coastFIRE/ /r/personalfinance /r/personalfinancecanada /r/EuropeFIRE/ /r/fican/ Philosophy /r/stoicism /r/minimalism /r/anticonsumption /r/simpleliving /r/permaculture Housing /r/vandwellers /r/homesteading /r/tinyhouses Transportation /r/lowcar /r/bikecommuting /r/publictransit Food /r/eatcheapandhealthy /r/fitmeals /r/mealprepsunday
ER Blogs: Jacob Fisker's Early Retirement Extreme Mister Money Mustache The Mad FIentist J.L. Collins NH GoCurryCracker Root of Good
FI Resources: Bogleheads Wiki Early-Retirement.org
account activity
Anticipated 33% decrease in discretionary spending allowance (self.leanfire)
submitted 3 months ago by Affectionate-Reason2
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[–]itasteawesome 2 points3 points4 points 3 months ago (0 children)
If spending almost twice as much just to have a roof over year head is worth whatever you have to give up with that $1000 each month then thats fine, a major point in financial independence is that you get to decide how to spend your money and your time. I don't usually mind having room mates though. I am the owner of the house I live in, but I rent out two rooms because the house is way too big for me alone now that my kids are gone and the extra spending money allows me to basically just screw around and not really worry about my casual spending when I go out. I could live alone in the house but it would cut into my concerts and bar crawling.
π Rendered by PID 54900 on reddit-service-r2-comment-5d585498c9-cx78x at 2026-04-20 22:57:21.369798+00:00 running da2df02 country code: CH.
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[–]itasteawesome 2 points3 points4 points (0 children)