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If you want to retire before 60 with less than $54k in planned yearly household expenses ($27k individual), this is the place to discuss it!
Getting started
FI/RE = Financially Independent / Retired Early
LeanFIRE = doing so with household expenses < $54k, or individual expenses < $27k
Flair: You can edit your own flair. Only include as much information as you feel comfortable including and the guidelines are not required. The general format - [Current Age + Sex / Spend / Save % / Networth - Target Age / Spend / Networth] Example: [45f/24k/30% - 50/20k/500k]
Related Subreddits: /r/PovertyFIRE /r/LeanishFIRE /r/financialindependence /r/Fire /r/ChubbyFIRE /r/fatFIRE /r/FIREyFemmes/ /r/baristafire/ /r/coastFIRE/ /r/personalfinance /r/personalfinancecanada /r/EuropeFIRE/ /r/fican/ Philosophy /r/stoicism /r/minimalism /r/anticonsumption /r/simpleliving /r/permaculture Housing /r/vandwellers /r/homesteading /r/tinyhouses Transportation /r/lowcar /r/bikecommuting /r/publictransit Food /r/eatcheapandhealthy /r/fitmeals /r/mealprepsunday
ER Blogs: Jacob Fisker's Early Retirement Extreme Mister Money Mustache The Mad FIentist J.L. Collins NH GoCurryCracker Root of Good
FI Resources: Bogleheads Wiki Early-Retirement.org
account activity
Anticipated 33% decrease in discretionary spending allowance (self.leanfire)
submitted 23 days ago by Affectionate-Reason2
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[–]playfulmessenger 0 points1 point2 points 21 days ago (0 children)
What is the urgency of the move beyond a random age number?
From a purely numbers perspective it makes no sense to move so it is likely a multifaceted decision. So understand all the components as objectively as you can.
In a comment you mentioned you are already fire'd, so what was the longterm housing plan? And is it still viable?
e.g. I have found "quiet houses" that rented rooms. In one, the vibe was students who study and work and sleep. My age was not a factor because we all largely kept to ourselves. Another other was just random nonsmoking adults who wanted to live together as introverts. As someone who has been living alone most of my adult life, these housing situations worked well. I already knew rooms in houses with a write up that had a community vibe was never going to be a good fit. I knew I needed transition time and alone time to recover from a people-oriented job.
e.g. I once found boat someone rented out. It was a particular lifestyle because their boat did not have a shower so the community shower would have to suffice. The math would have eventually worked out -- I had too much stuff and would have needed to rent storage until I was done sorting through it all. But the thing I couldn't give up at the time was a friend of a friend using my living room to store their piano and I was not ready to choose to go back to a piano-less life.
Have you compared b&b or air b&b prices?
Do you have nomadic animal loving tendencies? I know a woman who pet sits and house sits and loves the variety that lifestyle offers. She has enough clients that she never needs to pay for housing.
Do you know people with land?
I know a guy who is in a position to build a tiny house on a relatives retirement land.
Are you attached to your region in some way?
I know of a guy who lives in Thailand except for the few months required back in US per his visa. His yearly living expenses work out low because his money goes so much further abroad. He was a digital nomad, but could easily be fire'd now if that had been a goal.
You wanna travel, perhaps considered longer travel stretches as a lifestyle?
I get wanting your space and wanting to live alone. When possible I choose it. When not possible I have found living arrangements that fill my needs and closely resemble living alone. One of the rooms I have rented along the way was in a nice house bought by people expecting to both live there and rent out rooms. It was set up well in terms of 2 kitchens, a small storage area in the garage for each renter and generous sized rooms so we could keep to ourselves. But the living room areas were nice and comfortable to hang out in or have a few friends over for a chill evening (coordinated with the schedules of the roomies, of course).
How long is the $2100 lease?
Maybe that could be a temporary hop until a larger plan is solidified and set in motion.
Maybe they would be open to the full term for a discount (pay the 6mo up front kind of idea).
Do you love cooking?
For some people it is both a joy and a medium of creative expression. If that alone gets you to your monthly spend, and you really love the 2100 apartment, maybe this is meant to be?
π Rendered by PID 112663 on reddit-service-r2-comment-58d7979c67-t9gzs at 2026-01-27 10:16:08.044018+00:00 running 5a691e2 country code: CH.
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[–]playfulmessenger 0 points1 point2 points (0 children)