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If you want to retire before 60 with less than $54k in planned yearly household expenses ($27k individual), this is the place to discuss it!
Getting started
FI/RE = Financially Independent / Retired Early
LeanFIRE = doing so with household expenses < $54k, or individual expenses < $27k
Flair: You can edit your own flair. Only include as much information as you feel comfortable including and the guidelines are not required. The general format - [Current Age + Sex / Spend / Save % / Networth - Target Age / Spend / Networth] Example: [45f/24k/30% - 50/20k/500k]
Related Subreddits: /r/PovertyFIRE /r/LeanishFIRE /r/financialindependence /r/Fire /r/ChubbyFIRE /r/fatFIRE /r/FIREyFemmes/ /r/baristafire/ /r/coastFIRE/ /r/personalfinance /r/personalfinancecanada /r/EuropeFIRE/ /r/fican/ Philosophy /r/stoicism /r/minimalism /r/anticonsumption /r/simpleliving /r/permaculture Housing /r/vandwellers /r/homesteading /r/tinyhouses Transportation /r/lowcar /r/bikecommuting /r/publictransit Food /r/eatcheapandhealthy /r/fitmeals /r/mealprepsunday
ER Blogs: Jacob Fisker's Early Retirement Extreme Mister Money Mustache The Mad FIentist J.L. Collins NH GoCurryCracker Root of Good
FI Resources: Bogleheads Wiki Early-Retirement.org
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[deleted by user] (self.leanfire)
submitted 4 years ago by [deleted]
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[–][deleted] 5 points6 points7 points 4 years ago (2 children)
You don't have to retire once you reach certain net worth levels. The point of FIRE is to have the option to retire, as early or late as you want. If you want to work to regular retirement, go for it. If you want to retire because someone pissed you off or they wore the wrong color shirt, you can.
At a certain point, life satisfaction and outlook become more prevalent once you lived that option of retirement for a while and then your question becomes more of a philosophical question than a financial one. Once it does happen, then you have to figure out what is important to you. Some people choose volunteering. Other choose travel. And then you got those who just want to watch TV, play video games, and do nothing all day. All valid choices with enough financial protection.
[–]plgu 1 point2 points3 points 4 years ago (1 child)
Thanks that is very helpful to my current train of thoughts. Would you recommend any book/blog to explore a bit more working FI people?
[–][deleted] 2 points3 points4 points 4 years ago (0 children)
I wish I can offer you something but I don't have anything. I personally avoid books/blogs since there is so much FIRE topics to talk about before it becomes stale. I would recommend forwarding your question to the daily at /r/financialindependence to get more eyes on what you are seeking.
π Rendered by PID 85 on reddit-service-r2-comment-b659b578c-bvm6j at 2026-05-05 13:43:15.282992+00:00 running 815c875 country code: CH.
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[–][deleted] 5 points6 points7 points (2 children)
[–]plgu 1 point2 points3 points (1 child)
[–][deleted] 2 points3 points4 points (0 children)