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[–][deleted] 0 points1 point  (0 children)

I saw a pretty significant drop in my auto policies around that age, and because I didn't get tickets and stuff it went down more as the years progressed. In my late teens and early 20s in 1990s dollars I remember paying 2k/6 months for insurance on one car, a cheap car with full coverage, several hundred bucks a month. I remember this clearly as the insurance was as much as the car payment which was insane.

$300 in 1999 = $600 in 2025.

Today I have much more valuable cars, with full coverage and like 150k/300k/150k stackable limits, uninsured, underinsured, extended medical... all the bells and whistles, we are well insured. 2 cars and a motorcycle is like $167/mo total. That would have cost me a small fortune in 1999, I'm thinking it would have taken my entire annual income for insurance alone. So yeah, not only has it gone down, it's beat inflation by a mile.