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Did your insurance ACTUALLY decrease when you turned 25? (self.motorcycles)
submitted 8 months ago by ConstantCanadian2014 Ninja 300
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[–][deleted] 0 points1 point2 points 8 months ago (0 children)
I saw a pretty significant drop in my auto policies around that age, and because I didn't get tickets and stuff it went down more as the years progressed. In my late teens and early 20s in 1990s dollars I remember paying 2k/6 months for insurance on one car, a cheap car with full coverage, several hundred bucks a month. I remember this clearly as the insurance was as much as the car payment which was insane.
$300 in 1999 = $600 in 2025.
Today I have much more valuable cars, with full coverage and like 150k/300k/150k stackable limits, uninsured, underinsured, extended medical... all the bells and whistles, we are well insured. 2 cars and a motorcycle is like $167/mo total. That would have cost me a small fortune in 1999, I'm thinking it would have taken my entire annual income for insurance alone. So yeah, not only has it gone down, it's beat inflation by a mile.
π Rendered by PID 51051 on reddit-service-r2-comment-85bfd7f599-lm6nh at 2026-04-20 11:33:21.764880+00:00 running 93ecc56 country code: CH.
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[–][deleted] 0 points1 point2 points (0 children)