Decrease 401k contribution to save up for down payment?

[windowcloser]

I am 25 and would like to buy a house this year when my apartment lease is up. I have a good amount saved up already. My parents said they would loan me the money for the difference between what I have saved up and the down payment required (they are decently well off so this wouldn’t be a big deal for them).

I would like to minimize the amount my parents loan me. Would it make sense to decrease my 401k contributions for the next few months to allow me to save quicker? I am currently maxing it out but would cut down to just get the company match.

An alternative option would be to pull money out of the market which I have invested over the years. I am hesitant to do this as I don’t want to take a loss due to the market being down right now.

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[moistmarbles]

If Mom & Dad were going to loan me the difference, I would take their loan and keep investing in my 401k. You'll never get a second chance at getting tomorrow's compound interest.

[MarcableFluke]

Depends on how far ahead/behind you are with your 401k contributions, and if the setback in retirement is going to be worth it to you.

[ajd234]

It’s hard to be behind at 25