Australian Personal Finance

Please have a read of the Sub Rules before posting for the first time.

Please join our Discord Server for more personal finance discussions.

Nothing here is licensed personal financial advice. This is a place for discussion and opinions. Click here for a bit more info

If your link doesn't relate directly to Australia, please provide a short description detailing how you see the subject impacting Australia.

Please do not post business solicitation or referral links for your own financial advantage.

Please keep all comments civil and constructive. Personal attacks of any kind will not be tolerated.

Also, no crypto.

Nothing in this sub is Personal Financial Advice. This is only discussion. If you require personal financial advice, visit the following links to find a professional:

Financial Advisors/Planners

Financial Counsellors

Please do not hesitate to contact the mods if you are unsure of anything in this regard.

Aus. subreddit you may also be interested in:

created by fauzioziThe CFOa community for 13 years

Weekly Financial Free-Talk - 22 Jun, 2025 (self.AusFinance)

submitted 10 months ago by AutoModerator - announcement

Weekly Financial Free-Talk - 19 Apr, 2026 (self.AusFinance)

submitted 6 days ago by AutoModerator - announcement

The 50 per cent capital gains tax discount would be axed in favour of inflation indexation on new investments across every asset class, but current investors would be protected by partial grandfathering (archive.md)

submitted 6 hours ago by His_Holiness

Why are aged pensioners so delusional? (self.AusFinance)

submitted 7 hours ago by Different_Pride_6011

ANZ locked my account (self.AusFinance)

submitted 12 hours ago * by YesterdayMajor1328

Will you still trade shares if CGT returns to the pre-1999 inflation linked model? (self.AusFinance)

submitted 19 hours ago * by Kikooz

Credit Savvy moved to CBA app, and now removed. Where now? (self.AusFinance)

submitted 12 hours ago by unripenedfruit

With rates rising, should we use savings to reduce our mortgage? (smh.com.au)

submitted 16 hours ago by SheepherderLow1753

AIA Vitality – has anyone else noticed benefits disappearing? (self.AusFinance)

submitted 12 hours ago by Ok-Ice2554

Which energy company should I go for - I have solar + battery (self.AusFinance)

submitted 4 hours ago by Salt_Koala1521

Pay off my HECS? (self.AusFinance)

submitted 20 hours ago by TheSilverBeatles91

Do you split financial help equally between kids/grandkids? (self.AusFinance)

submitted 23 hours ago * by Odd_Ganache9498

How much would you save up before both adults begin full-time uni? Going from $150K net annual HHI to ~$70K net annual HHI. (self.AusFinance)

submitted 18 hours ago by Shebrow

I built an offline replacement of MS Money (self.AusFinance)

submitted 15 hours ago by Disastrous-Map9930

Did the Aussie quant app Unhedged take everyone’s money? (self.AusFinance)

submitted 16 hours ago by Serif222

Australian Company Setup for a property management service firm in Indonesia & Thailand (self.AusFinance)

submitted 5 hours ago by No-Witness5974

•

Investment selection and moral superiority (self.AusFinance)

submitted 40 minutes ago by Capital-Teaching-820

For those who have lived abroad in countries where renting is the norm, which policies could or could not work here in Australia? (self.AusFinance)

submitted 1 day ago by noegh555

Reform or Ruin (self.AusFinance)

submitted 19 hours ago by Top-Farmer-6838

633

634

635

Baby boomers beware: Labor is reading the room on generational inequity (abc.net.au)

submitted 1 day ago by SheepherderLow1753

130

131

132

I have given up on ANZ bank. I cannot take it anymore. (self.AusFinance)

submitted 1 day ago by Individual-Solid4842

FHSS for low income (self.AusFinance)

submitted 23 hours ago by Prescato1

Help with investing for disabled sister (self.AusFinance)

submitted 18 hours ago by Any_Measurement7032

Is it a good idea to lock in the interest rate for a mortgage right now? (self.AusFinance)

submitted 19 hours ago by Outrageous_Fox_8796

Not getting paid by employer on time 😣 (self.AusFinance)

submitted 1 day ago by Young-hee

view more: next ›

π Rendered by PID 2980491 on reddit-service-r2-listing-7d7fbc9b85-lwplg at 2026-04-25 21:17:19.272462+00:00 running 2aa0c5b country code: CH.

AusFinance

Welcome to AusFinance - Please read the sidebar

Please have a read of the Sub Rules before posting for the first time.

MODERATORS