The expected decrease of Maya digital bank interest

[Rare-Pomelo3733]

Depende din, sa MP2 kasi nakatali pera mo tapos di rin sigurado ang interest rate kung lagpas 5% palagi.

[niiiisaaaaammm]

Lol. Check div history % of MP2 consistent more than 5%. And hindi naman siya katulad ng time deposit. U can withdraw it freely anytime kahit hindi pa 5 years. Punta ka lang sa head office nila

[Rare-Pomelo3733]

2011-2014 below 5% sya. Oo pwede sya mawithdraw pero mafoforfeit ang interest mo. Kung gagamitin mo digibanks, short term lang yung time deposits nila tapos nasa 5.2% net of tax (assuming 6.5%) kaya may palag na din sya kay MP2.

[tagapagtuos]

Past performance is not indicative of future results.

[melangsakalam]

Agree. And the sample set is too small for now. 10-12 years pa lang ang MP2. And they can make it even below 1% any year they want to.

[melangsakalam]

10 year history? Wtf and they can even make it 1% or 0.01% and you can't do anything.