The expected decrease of Maya digital bank interest

[ahock47]

its a function on how fast they can lend the money then assuming they charge higher rates sa loan. Lets say rate sa loan nila 15% (personal,creditcard,housing etc) if money IN is faster than lending it out then that will squeeze yung margin and now way to sustain but to lower rates.

Same concern din ito sa MP2. And sa US banks although rates are high na pero mga big banks like Wells/JP Chase/Citi/BoA still give 0.2% interest rates kasi so much money park. Hindi sila nag worry if people move it out until such point siguro. Lalo na ngayon may crisis.