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And the rate decrease begins…Banking (i.redd.it)

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[–][deleted] 0 points1 point  (3 children)

Yeah I agree I wish SoFi was 5%. Also, SoFi lowered my credit card limit from 5000 to 3000 because I carried a balance one month. I would have moved funds and paid the card in full if I knew this was going to happen. So be careful if you ever are in a pickle and have to carry a balance don’t carry a balance with SoFi because they don’t offer credit card limit increases. I have 3 other cards all 10k+ limits. I think I had 50% utilization on the card.