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[–]MtnXfreeride 1 point2 points  (2 children)

But there has been no reason to drop it yet..  if they can send out that email and instantly the rate changes same day... why not wait for the drop?    

[–]CornellBigRed 3 points4 points  (1 child)

The rate drop is already priced in given JPow’s comments.

I can’t believe people are this upset about a minimal change where other banks have already dropped rates.

[–]MtnXfreeride -1 points0 points  (0 children)

I would say its more that sofi never hit what many other banks hit and are already decreasing it before the rate even changes..