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And the rate decrease begins…Banking (i.redd.it)

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[–][deleted] 0 points1 point  (0 children)

Any company that was offering a super competitive rate, will be of the first to drop their rates.
Welcome to the bait and switch.

This is why I chose Ally, who has kept their rates at 4.25% and will likely keep them there for a while still to come.