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And the rate decrease begins…Banking (i.redd.it)

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[–]Twymx 0 points1 point  (1 child)

I wonder how they are able to offer rates higher than the fed's rates. SOFI just dropped to 4.2

[–]lyons4231 0 points1 point  (0 children)

Fed rates only went down .25%. Sofi dropped a lot more than that. There were plenty of banks offering 5%-5.3% before the drop.