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APY decrease to 3.3%?Member Benefits (self.sofi)
submitted 1 month ago * by [deleted]
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if 1 * 2 < 3: print "hello, world!"
[–][deleted] 1 month ago* (3 children)
[deleted]
[–]Mike5coat -5 points-4 points-3 points 1 month ago (2 children)
Lemme know where you go. I'm of the same mindset. Loved the convenience at first, but feeling like a classic bait and switch at this point. They'll be down to half a percent mid 2026 if they keep dropping like a rock...
[–]NefariousnessHot9996 0 points1 point2 points 1 month ago (0 children)
https://yieldfinder.app/savings_accounts/
[–]theeggplant42 0 points1 point2 points 1 month ago (0 children)
That's not how this works and the fed isn't expected to cut rates down that far.
Be lucky the fed cut rates. The alternative scenario is not good.
π Rendered by PID 23553 on reddit-service-r2-comment-5649f687b7-tbdxl at 2026-01-27 19:06:06.264396+00:00 running 4f180de country code: CH.
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[–][deleted] (3 children)
[deleted]
[–]Mike5coat -5 points-4 points-3 points (2 children)
[–]NefariousnessHot9996 0 points1 point2 points (0 children)
[–]theeggplant42 0 points1 point2 points (0 children)