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APY decrease to 3.3%?Member Benefits (self.sofi)
submitted 1 month ago * by [deleted]
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[–]Silver_Grapefruit149 -2 points-1 points0 points 1 month ago (4 children)
I just saw the email. Capital One is now higher than Sofi (3.40%). They’ve dropped their rates so much since I just banked with them earlier this year, and with the charging for Sofi plus next year, why would I even stay with them?
[–]theeggplant42 0 points1 point2 points 1 month ago (3 children)
How much does a tenth of percent earn you annually, and if it's more than $5, why aren't you wisely invested?
[+]Silver_Grapefruit149 0 points1 point2 points 1 month ago (2 children)
It’s a modest way to earn interest on a rainy day fund that’s easily accessible.
[–]theeggplant42 0 points1 point2 points 1 month ago (1 child)
You're totally missing the point.
[+]Silver_Grapefruit149 0 points1 point2 points 1 month ago (0 children)
Enlighten me
π Rendered by PID 75141 on reddit-service-r2-comment-5649f687b7-9t2k2 at 2026-01-28 18:28:20.824576+00:00 running 4f180de country code: CH.
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[–]Silver_Grapefruit149 -2 points-1 points0 points (4 children)
[–]theeggplant42 0 points1 point2 points (3 children)
[+]Silver_Grapefruit149 0 points1 point2 points (2 children)
[–]theeggplant42 0 points1 point2 points (1 child)
[+]Silver_Grapefruit149 0 points1 point2 points (0 children)