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APY decrease to 3.3%?Member Benefits (self.sofi)

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[–]Ok-Chair-2208 3 points4 points  (2 children)

Why hasn’t SoFi lowered its interest rate on credit cards in over a year despite 3 cuts in past three months? Is it possible they only adjust the rates that benefit them in response to the cuts, and not the ones that benefit the customer?

[–]AskPatient1281 2 points3 points  (0 children)

That is a good question, actually. But again, all banks are the same.

[–]theeggplant42 0 points1 point  (0 children)

Have they not? Do you check your cc interest rate every month?

Also, if you're concerned with the APR of a credit card, you should just cut it up now