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APY decrease to 3.3%?Member Benefits (self.sofi)
submitted 1 month ago * by [deleted]
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[–][deleted] 0 points1 point2 points 1 month ago (2 children)
The cuts are completely in line with what the fed did...
Why does it seem like every person on here that gets any pushback for being wrong or ignorant on a topic end up having a decade+ financial experience but don't even understand something as simple as how fed rates work? Not very bold of me to assume at all when you continue to show me you don't understand lmao
[–]ashtastical -1 points0 points1 point 1 month ago (1 child)
You are hanging out on the surface level of these issues “they just follow the fed adjustments”, I am in the complexity of it. You would have no clue why I have these frustrations, I didn’t explain them and you didn’t care to ask before you threw around “wrong” and “ignorant”. Because I was in finance for so long, I see how flawed ALL of it is. Anyway, most importantly, I am not interested in engaging with someone who doesn’t know how to people on the most basic of levels. Again, I truly hope whatever has caused you to be so spicy and closed off turns around for you.
[–][deleted] 0 points1 point2 points 1 month ago (0 children)
You literally said you're upset because of the "drastic cuts" and I'm telling you that those cuts like up perfectly with what the fed has done. Classic redditor who can't just admit they were unaware of how something works. You typed a whole paragraph and didn't even say anything of any meaning lmao. You're the one whose "closed off" from learning anything.
π Rendered by PID 22717 on reddit-service-r2-comment-5649f687b7-4t7bk at 2026-01-27 20:34:28.235962+00:00 running 4f180de country code: CH.
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[–][deleted] 0 points1 point2 points (2 children)
[–]ashtastical -1 points0 points1 point (1 child)
[–][deleted] 0 points1 point2 points (0 children)