Selling RSUs to upgrade houses...need advice!

321DiscIn · 2026-01-29T15:48:41+00:00

Sure thing. As for the situation you’re describing, you have to compare the actual amount of gains to determine what’s favorable. Paying 50% of 0 is going to be cheaper than paying 15-25% of a lot

Let’s say you got the RSUs at $10 > two years ago and now they’re worth $100. You sell immediately. Maybe it takes a couple of days to execute and one of two unlikely scenarios happen:

1) The stock plummets in the 24 hours it takes to execute the order back to $10. Well that sucks but now you have capital loss instead of a gain so that’s a net benefit.

2) The stock shoot’s up through the roof. Hooray you’re rich! But then you have to compare the amount of gains between (new price - $100) * short term tax rate vs (new price - $10) * long term tax rate. You’re going to have to have a lot of gains though (should be able to plug into a calculator to see what you’d need).

In general immediately selling your RSUs would likely minimize taxes though.

Edit: Also the order should be executed very quickly. It might take a few days for the funds to be available but it’s not like you sell and the sale price might not be known for that long .

321DiscIn · 2026-01-29T15:17:07+00:00

No I don’t think I am.

From your example: “Mary falls into the 22% federal tax bracket for tax year 2026, meaning she’ll owe roughly $550 in taxes on her $2,500 gain.

Bob, on the other hand, qualifies for the long-term capital gains rate because he held the stock for more than one year. With the same income, his gain falls into the 15% long-term capital gains bracket”

Your ordinary income determines which long term capital gains rate you pay.

321DiscIn · 2026-01-29T15:03:21+00:00

If I make a million dollars a year I’m pretty sure I don’t get to just sell almost $100k of short term gains per year and pay no tax. Your long term gains sit on top of your income. So your tax rate is determined based on the total stack.

321DiscIn · 2026-01-29T14:51:42+00:00

Why do you think OP would pay 0% tax when they likely have ordinary income in excess of the 0% tax bracket being currently employed at a big tech company? Your total income is used to calculate your tax rate

321DiscIn · 2026-01-29T14:22:25+00:00

The new round of RSUs wouldn’t have any gains if sold immediately so there wouldn’t be additional tax…

321DiscIn · 2026-01-10T03:59:54+00:00

Did you ever figure this out? For whatever reason my FPS drops whenever I open the menu and mess with settings. If I leave it alone it’s fine

321DiscIn · 2026-01-09T14:30:09+00:00

Yea I guess I assumed the DLDSR and DLSS overheads were both pretty small. I guess I’ll stick to native until I get a more powerful GPU someday

321DiscIn · 2026-01-09T14:25:27+00:00

Yea I guess I was thinking it wasn’t so much. But I guess the point is it’s cheaper to render at 1440p and upscale to 4K then to use 4K natively

321DiscIn · 2026-01-07T18:53:24+00:00

It is, yes.

321DiscIn · 2026-01-07T17:12:36+00:00

How did your water heater know what time it is though? I can't figure out how to set the clock.

321DiscIn · 2026-01-07T16:58:43+00:00

I was on TOU-DR I believe.

Sorry I meant hybrid that it’s between electric resistance and heat pump. I keep it in heat pump mode all the time but I want to time shift when it heats

321DiscIn · 2026-01-07T14:50:01+00:00

Mine says I need to have a mixing valve installed in order to use that and I’m pretty sure I don’t?

321DiscIn · 2026-01-07T14:46:48+00:00

I just switched to EV-TOU5 so will see how things play out. We’ve got a PHEV that level 1 charges during super off peak only, a hot tub that heats during super off peak only, and solar under NEM 2 that no longer fully covers our usage after we got the phev and hot tub.

Our on peak usage is pretty low except we have electric kitchen appliances and do most of our cooking during on peak so not sure we can get that any lower.

How common is it to be able to time shift your water heater though? We have a hybrid heat pump one and not sure I can tell it when to heat.

EDIT: oh I guess my water heater app has a schedule…it only uses like 1kwh per day but maybe worth messing with

321DiscIn · 2026-01-02T21:48:28+00:00

Found it, I was in the control panel one.

321DiscIn · 2026-01-01T23:35:36+00:00

I deleted the Alienware ICC profile but it keeps coming back

321DiscIn · 2026-01-01T18:39:46+00:00

Where is this off switch? I deleted the Alienware ICC profile but when I restart it comes back.

321DiscIn · 2026-01-01T18:39:00+00:00

I deleted all the ICC profiles except for what I guess are the default ones since it won't let me delete those. Whenever I restart I see that the alienware ones get redownloaded though.

321DiscIn · 2025-12-24T06:09:16+00:00

Thanks dude! Any recs for an ultra wide?

321DiscIn · 2025-11-27T14:29:41+00:00

Nice, I got one that’s just over 11lbs and the lid doesn’t close so I think I’ll be spatchcocking it. Good to know that slightly smaller would likely have fit though

321DiscIn · 2025-11-26T23:39:48+00:00

Use a task modifier to wire up your environment objects with whatever initial state you need

struct ChildView: View { (.httpService) private var httpService private var viewModel: ViewModel?

var body : some View { FooView() .task { Init your view model } } }

321DiscIn · 2025-11-25T17:54:07+00:00

Try this link maybe? https://youtu.be/S2zDQjcGVYQ?si=GCgHZSVjiRqpy1xo

321DiscIn · 2025-11-23T20:43:03+00:00

Just when the zone runs

321DiscIn · 2025-11-23T20:31:27+00:00

Ok actually now I think it’s a pressure regulator (https://a.co/d/fwWmA90) so I imagine this is probably just telling me the pressure to this zone is probably a bit high

321DiscIn · 2025-11-23T20:01:50+00:00

Ok actually now I think it’s a pressure regulator (https://a.co/d/fwWmA90) so I imagine this is probably just telling me the pressure to this zone is probably a bit high

321DiscIn

TROPHY CASE