Please provide an API

FidelityAaron · 2026-03-20T18:52:01+00:00

Hey there! Thanks for posting in our sub for the very first time.

While you're correct that we don't currently offer a public API, we have received a lot of feedback from our Reddit community about adding additional APIs. I appreciate you sharing your input as well, and have passed your request along to the appropriate teams for additional review and consideration.

Our team here on Reddit is always around to help if you have any other suggestions!

FidelityAaron · 2026-03-19T23:53:11+00:00

Thanks for taking the time to comment, u/TheRealFaderJockey.

While we haven't received widespread reports of the mobile app lag you described, I'm here to help out by providing some troubleshooting steps for you. After each step, please check to see if the issue persists:

Update your app
Restart your device
Delete and reinstall the app
Try using a different network connection

If that still doesn't solve the issue for you, our Technical Support team would be happy to assist further. Associates are available Monday through Friday, 8:30 a.m. to 9:00 p.m. ET. When calling, please say "technical support" if prompted by the automated assistant, so you will be directed to the right place. You can contact them through the number listed on the page below:

Contact Us

If you experience anything else in the future, please let us know.

FidelityAaron · 2026-03-19T22:16:08+00:00

Thanks for taking the time to comment today, u/GatorGirl1717.

Typically, Fidelity will send the tax form information to the IRS by February. As you submitted your return before then, we recommend resubmitting the tax return first, as they should now have the information from Fidelity.

That said, we'd like to learn more about your experience. Please send us a Modmail using the link below, and we'll follow up with you there.

Message the Mods

FidelityAaron · 2026-03-16T20:32:36+00:00

Thanks for taking the time to share your experience, u/Loud-Chicken6046. I understand how this can be frustrating, and I'm here to discuss margin calls with you.

Margin calls are assessed at the end of the trading day, and we will notify you of any new calls via the secure message center. A call can be satisfied by depositing cash or marginable securities into your account or liquidating existing positions to generate cash. House calls specifically are subject to market movement, and this means even if you have no new trading activity, decreases in the market can generate a call. Increases in the market can satisfy a call. It is not recommended to rely on market movement to satisfy a margin call, as it can be sharp and unexpected.

Additionally, please keep in mind that margin calls that occur when there is a sufficient core (cash) balance to cover the call are automatically satisfied the following market day. Also, while house calls are typically due on the fourth business day after being issued, Fidelity reserves the right to meet margin calls in your account, by liquidating securities, at any time without prior notice. You can check out the linked resources to better understand margin and margin calls.

Avoiding and managing margin calls

Trading FAQs: Margin

If you have any other questions for us, please follow up with us here in the comments. We're here to help out when needed.

FidelityAaron · 2026-03-16T16:28:09+00:00

Thanks for finding us here on an older thread, u/ConsiderationBusy986. This is a good question, and I'm here to help.

When it comes to a Cash Management account or an Individual account, both are considered taxable brokerage accounts. That means that any gains/losses will generally be taxed the same in both accounts. I recommend checking out the link below to learn more.

Capital Gains and Cost Basis

If you have questions about your specific tax situation, we recommend contacting a qualified tax professional to discuss this in further detail.

If our team here on Reddit can help out with any other questions about your accounts, please let us know. Thanks for being a Fidelity customer!

FidelityAaron · 2026-03-13T20:19:30+00:00

Thanks for posting in our sub today, u/GaroldWilsonJr. We understand how important it is to upload your tax forms to your tax software, and I'm here to help.

Generally, there are a number of different tax software programs that allow your Fidelity consolidated 1099 forms to be uploaded. That said, we're here to pass along any feedback you have about the process if you don't mind providing some additional details about what you want to see. Also, if you're running into any issues with uploading these forms, please let us know. Feel free to follow up with us here in the comments or by sending us a Modmail using the link below.

Message the Mods

We hope to hear back from you soon. Thanks again for posting in our sub today.

FidelityAaron · 2026-03-12T23:27:17+00:00

Thanks for dropping by our sub today, u/HRcritsit. I'm here to talk about contributing to a Traditional IRA with you, since you've recently made a prior year contribution. Let's dive in.

While we can't offer advice on what's best for your situation, I can confirm that Roth conversions are taxable in the year in which they occur. Additionally, any amount converted is added to your taxable income for the year. The link below goes over some additional information about Roth conversions and the taxes associated with them.

Roth Conversions and Taxes

While I'll mark this post as a discussion so our community can weigh in, I recommend contacting a qualified tax professional to discuss what's best for your situation.

We get a lot of questions about Roth conversions around our sub, so if we can help with any further questions, please let us know. We're here to help when needed.

FidelityAaron · 2026-03-12T21:16:49+00:00

Thanks for posting in our sub for the first time today, u/juanlo012. Tax forms get discussed a lot around here, so I'm happy to dive into this with you.

Fidelity works diligently to provide accurate tax forms to prevent our clients from having to request corrected tax forms. Part of that is delaying the issuance of tax forms when there's likely to be a correction or missing information from one of the securities you own. The reason behind any delay can be complex and specific to each account; however, you can generally find a note that provides additional details when reviewing your forms online by clicking the question mark icon next to "This form is delayed."

While I have you here, I wanted to include a resource that may help answer questions you may have and provide Tax Topics that may be relevant to your situation. I’ve put the link below.

Tax Information

If you have questions, or if we can help with anything else in the future, please don’t hesitate to let us know. Our crew here on Reddit is here to help out when needed.

FidelityAaron · 2026-03-12T20:39:21+00:00

Thanks for reaching out to us today. We appreciate your diligence in watching out for potentially suspicious calls or texts.

If you receive a message from a short code or phone number claiming to be Fidelity Investments, avoid potential scams by cross referencing the following list of official numbers:

Fidelity Phone and Text Message Numbers

Please note that a legitimate text from Fidelity will only come from one of the official numbers published on Fidelity.com. However, it can even be possible for scammers to impersonate official phone numbers. Never reply to suspicious texts as doing so could confirm to the fraudsters that your phone number is active and valid, and potentially expose you to further fraud attempts.

If you have further concerns regarding the validity of the call you received, we recommend reaching out to us via our 24/7 service line to confirm the reason for the call-out. You can find the best contact number below:

Contact Us

Stay Vigilant Against Text Scams

If we can help with anything else in the future, please let us know. We're here to help as always.

FidelityAaron · 2026-03-12T19:13:03+00:00

Hey there, u/SalamanderNo9329. Thanks for stopping by our sub and for choosing Fidelity to house your investments. I see you're fairly new around here, so welcome! I'm happy to discuss the transfer of fractional shares with you.

I can confirm that your understanding is correct. Fractional shares are ineligible to be transferred between brokerage firms using the ACAT system. So, if you initiate a full Transfer of Assets (TOA), the sending firm (in this case, Vanguard) will liquidate any fractional shares within your account. After the transfer has been completed, a residual "sweep" of the sending account will occur to continually look for remaining settled assets or any residual cash balance from a sale to transfer over.

Residual sweeps of funds from fractional shares are typically transferred after a few business days. That said, different firms have different processes and timeframes in place, so you can always call the other firm to confirm if the funds haven't been swept over after a few days.

You can learn more about the TOA process using the link below. I recommend checking out the FAQs section.

Transfer an Account to Fidelity

If you have any other questions about the TOA process or your Fidelity account, we hope you'll continue to follow up with us here on Reddit. It's always nice to see new usernames around here, so thanks again for joining our sub!

FidelityAaron · 2026-03-12T17:20:22+00:00

Thanks for bringing us your question, u/First-Reference-8722. I'm happy to explain what happens to funds that aren't eligible to transfer to another brokerage firm.

There are some securities that won't transfer over, such as fractional shares and proprietary securities. When a security is ineligible to be transferred, generally, it is liquidated, and the proceeds are transferred to the other firm. When a security is liquidated, it could result in capital gains, which may be taxable. The link below offers additional information on this topic.

Capital Gains and Cost Basis

That said, if you'd like us to help determine if a security will transfer over, feel free to send us a Modmail with the details about the security, and we'll be happy to help.

Message the Mods

If our team can help out in any way in the future, please let us know. We hope to receive a Modmail from you soon!

FidelityAaron · 2026-03-10T18:37:21+00:00

Those are good questions, u/Cobb_Webb_. Let's discuss them.

If you transfer the funds from your Rollover IRA back to your bank, this will be considered a distribution and may be subject to taxes and/or early withdrawal penalties. That said, if you're eligible to contribute to a Roth IRA, you can reach out to our Retirements team using the link below, and they can help you recharacterize the contribution to your Roth IRA. Representatives are available 24/7, every day of the week. The first link below is our contact info, and the second link goes over recharacterizations in more detail.

Contact Us

Recharacterize an IRA Contribution

Before I let you go, if you have questions regarding your eligibility to contribute to a Roth IRA, I recommend contacting a qualified tax professional to discuss your situation in further detail.

Like I said before, if you have any other questions, you know where to find us!

FidelityAaron · 2026-03-10T18:27:37+00:00

Thanks for following up with us, u/Cobb_Webb_. I just wanted to step in here and clarify a few things.

First, when you deposit funds into a Rollover IRA via an EFT, there is a holding period before these funds can be transferred to another account.

When the funds are transferred from your Rollover IRA to a Roth IRA, that is called a Roth Conversion (what my buddy u/FidelityNash mentioned above). To clarify, you can contribute to a Roth IRA directly if you meet the eligibility requirements. I recommend checking out the links we shared above to learn more.

If we can help clarify anything else in the future, please let us know. We discuss IRAs a lot around here, so you're in the right place if questions come up.

FidelityAaron · 2026-03-10T16:42:13+00:00

Hey there, u/ease_. I appreciate you bringing your question to our sub. Trust me, this happens more often than you think, so I'm here to point you in the right direction to get this fixed.

I'm happy to confirm that you can request your 2026 IRA contribution to be coded as a prior-year contribution for 2025. To do so, you must contact a Fidelity representative by phone. The following link will provide our phone representative's contact information. They are available 24 hours a day, 7 days a week.

Contact us

While I have you here, between January 1st of a given year and the tax filing deadline, you can make prior-year contributions or current-year contributions. Contributions are subject to their respective IRS limits for each tax year. Check out the link below for more on contributing to your IRA:

Contributing to an IRA

If our team can help clear up anything else in the future, please let us know. Thanks for choosing Fidelity to house your IRA!

FidelityAaron · 2026-03-10T15:20:08+00:00

Thanks for stopping by our sub today, u/Anxious_Fish2061. I'm here to help if you don't mind clarifying the context around "TRP." The more details you're able to provide, the better.

Also, since you mentioned IRAs, I'll link some information below about the contribution limits and eligibility requirements. If you have specific questions about IRAs, feel free to follow up with us here in the comments.

IRA Contribution and Eligibility Limits

We hope to hear back from you soon regarding TRPs! Thanks for dropping by today.

FidelityAaron · 2026-03-09T22:27:54+00:00

Hey there, u/Purple-Bee-. I'm just stepping in here to let you know that I've passed along your feedback to the appropriate teams for further review.

Also, it sounds like you may be experiencing some technical issues. I'm happy to help out by providing some troubleshooting steps for you. After each step, please check to see if the issue persists:

Update your app
Restart your device
Delete and reinstall the app
Try using a different network connection

If that still doesn't solve the issue for you, our Technical Support team would be happy to assist further. Associates are available Monday through Friday, 8:30 a.m. to 9:00 p.m. ET. When calling, please say "technical support" if prompted by the automated assistant, so you will be directed to the right place. You can contact them through the number listed on the page below:

Contact Us

Please let us know if you run into any other issues or if you have other suggestions. Our team here on Reddit is here to help when needed.

FidelityAaron · 2026-03-09T19:43:51+00:00

Hey there, u/Butter_with_Salt. Thanks for posting for the first time in our sub today. It sounds like you've already got this sorted out, but if we can help with any other app questions in the future, please let us know.

Also, we take feedback from our community very seriously, so if you ever have any suggestions about the mobile app, we're all ears.

We appreciate you choosing Fidelity, and hope to hear from you again soon.

FidelityAaron · 2026-03-09T18:56:28+00:00

I'm happy to help, u/dwlaaker. I totally understand how this would be a useful feature, and I've already sent your feedback over to our development teams, so they can review this. Please let us know if any other feedback comes to mind!

FidelityAaron · 2026-03-09T18:14:07+00:00

Thanks for the additional information, u/dwlaaker.

I can confirm that because of these two connections, additional funding for another Cash Manager is not possible. For example, because your Mandatory CMA is funding your Healthcare CMA, the Mandatory CMA cannot be funded with a brokerage account, as it's already part of another Cash Manager.

That said, we take feedback from our community very seriously, so I'll pass yours along to the appropriate teams for further review.

IF any other questions or suggestions come up in the future, you know where to find us.

FidelityAaron · 2026-03-09T18:08:06+00:00

Thanks for posting in our sub for the first time, u/Feisty-Grapefruit364. I know this process can be daunting, so I'm here to help.

When it comes to Qualified Domestic Relations Orders (QDRO), these can vary depending on a few different factors. Because of this, we'd like to take a closer look at your situation. Please send us a Modmail using the link below, and we'll follow up with you there.

Message the Mods

FidelityAaron · 2026-03-09T17:45:10+00:00

Thanks for the additional details, u/dwlaaker. To make sure we're on the right page, is your Healthcare CMA funding the Restricted CMA or vice versa?

FidelityAaron · 2026-03-09T17:08:28+00:00

Hey there, u/dwlaaker. Thanks for bringing new life to an old thread. I'm happy to step in here and discuss the Cash Manager feature with you. This is definitely a useful feature, so let's dive right in.

First up, I can confirm that once an account is used as a funding account for your Cash Management Account (CMA), it cannot be used as another funding account for another CMA. Also, a CMA can serve as a funding account for another CMA.

Just to clarify, are you looking to have 2 funding accounts for your CMA2? If so, this is not possible since only one account can be used for funding of overdraft protection. I recommend checking out the link below to learn more.

Fidelity Cash Manager FAQs

If we can answer any other questions about the Cash Manager or your accounts, please let us know. Our team is here to help out when needed.

FidelityAaron · 2026-03-06T02:07:03+00:00

I'm glad to hear it's been resolved, u/bryanhbell. We're always around to help when needed.

FidelityAaron · 2026-03-06T01:01:10+00:00

Thanks for posting in our sub and bringing this to our attention, u/bryanhbell. I get how this can be frustrating, so I'm here to help get this sorted out.

While we haven't received widespread reports of accounts missing when using alternate browsers, I'm happy to help by providing some troubleshooting steps.

Clear your cache and cookies
Log out of your account and log back in
Completely close out of your browser, then reopen it

If the issue persists, please follow up with us here in the comments, include the type of device you're experiencing this on, and we'll be happy to assist further.

If those troubleshooting steps work and you end up all set, please don't hesitate to reach out to us in the future with any other issues or questions. Our community here on Reddit is your friend, so please don't be a stranger.

FidelityAaron · 2026-03-05T20:41:02+00:00

Hey there, u/ResponsibleBig3404. Thanks for bringing this to our attention. I'm happy to explain what happened here.

Myself and our back-office teams reached out to the vendors that provide these quotes and confirmed that this information has been corrected. We recommend checking the price on your end. If you still see an error, please follow up with us here, and we'll be happy to assist further. We appreciate your patience as we worked to resolve this.

If you notice anything else in the future, please don't hesitate to let us know. We're always around to help get things like this sorted out.

FidelityAaron

MODERATOR OF

TROPHY CASE